Most New Jersey residents live their daily lives without thinking about Social Security, why the programs are in place and how the process works. For many, Social Security is just another nice deducted from their pay checks each month.
Social Security is an overarching term relating to government based programs that provide economic security to those who are retired, unemployed, or unable to work. If you are prevented from gaining an income to cover the costs of living due to such circumstances, you may be entitled to receive Social Security benefits. However, the processes of applying for these benefits is not always clear to those in need.
Social Security programs offer different benefits for specific situations that come with a list of eligibility criteria. Some of the more common benefit programs include: Social Security Disability, Supplemental Security Income, Veterans Administration Claims, as well as Medicare and Medicaid benefits. To start a claim for Social Security benefits, you need to complete an extensive application, hardship reporting, and an authorization release form that allows viewing of your medical records. These are prepared and submitted for review before benefits are granted or denied.
Obtaining Social Security benefits can be a long and arduous process during an already tough time. Often those in need are reluctant to apply because of their lack of knowledge of the system. If you have experienced injury or disability and are unable to return to work, you may be eligible for benefits. Consulting a Social Security Disability lawyer may aid in effectively preparing the documentation needed to secure eligible benefits.
Source: StAugustine.com, "Social Security," Feb. 15, 2013