The Law Offices of Sheryl Gandel Mazur
North New Jersey: 973-200-6629
South New Jersey: 609-207-7905

Congress continues debate over resolution for SSDI insolvency

If you or a loved one is currently receiving Social Security Disability Insurance, then you have probably been sitting on pins and needles for the last few months, waiting for Congress to correct a problem that could soon affect millions of Americans across the United States.

The problem, as you probably know, has to do with the Social Security Disability Trust Fund and the fact that it is expected to dry up sometime in 2016. The reason for its expected insolvency is because the fund is paying out more money than it is bringing in. If Congress does not take action, the disability trust will not be able to pay out full benefits to roughly "9 million workers, 2 million of their children, and about 160,000 spouses," claimed a January article in Forbes.

Now, more than a month after our initial post on this issue, our New Jersey readers may be wondering if Congress has made any headway on the issue and is any closer to a resolution. Because of the recently adopted House rule that restricts Congress' ability to transfer funds from the general Social Security fund to the disability fund, the only other solution appears to be a cut in benefits or the raising of the retirement age.

Some have argued that cutting benefits and/or raising the retirement age would not be beneficial to millions of Americans who could face financial struggles because of this change. Furthermore, past transfers from the general retirement fund to the disability fund have been successful and have not led to the collapse of the system as some politicians fear could happen now. This begs the question: what is really going on?

Some believe that politicians are pushing back against further funding for the disability program because they see it as being ripe with fraud. But as so many of our readers know, many people who are currently receiving benefits have legitimate claims. For them, one bad apple really did spoil it for the whole bunch.

No matter what Congress decides though, one necessity will remain constant: the need to obtain a skilled lawyer who can answer all of your legal questions and make sure that you are presenting your case clearly and effectively throughout the process.

Source: The Washington Post, "Republicans planning stealth attack on Social Security, Democrats fear," Greg Sargent, Feb. 9, 2015

No Comments

Leave a comment
Comment Information
Email Us For A Response

Contact Our Firm

Bold labels are required.

Contact Information

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.


Privacy Policy


West Caldwell Office
195 Fairfield Avenue
Suite 2C
West Caldwell, NJ 07006

Phone: 973-200-6629
Fax: 973-364-1348
Map & Directions

Absecon Office
508 New Jersey Ave
Building B
Suite 1B
Absecon, NJ 08201

Phone: 609-207-7905
Map & Directions