You may want nothing less than for your child to be happy, healthy, and well taken care of. So if they are suffering from a disability, you may want to help them using the Social Security Disability Insurance (SSDI) benefits from your account. Continue reading to learn whether your child can receive SSDI benefits and how an experienced New Jersey SSDI benefits lawyer at The Law Offices of Sheryl Gandel Mazur can help you understand this concept.

Is it possible for my child to receive SSDI benefits?

First of all, you must be approved by the Social Security Administration (SSA) to receive SSDI benefits yourself. From here, any of your biological children, adopted children, stepchildren, and grandchildren may receive child benefits under your account. This is so long as they meet eligibility criteria themselves, of course.

For one, your child must be younger than the age of 18. Or, if they are between the ages of 18 and 19, then they must be a full-time student enrolled in an elementary or secondary school. This is not to mention that your child must also be unwed. Lastly, they must have a physical or mention disability that is recognized by the SSA’s list.

With all that being said, if your child qualifies, then they may receive up to half of your SSDI benefits. However, if you have multiple children that qualify, then this payout may be proportionally reduced among them. This is because the SSA has a set limit per household.

Can my adult child with a disability receive benefits?

Now say that your child with a disability is now an adult, already having turned 18 years old. And say that they still require financial assistance throughout their day-to-day life. Well, it may be possible for them to still collect benefits from your account. This is true if you are retired or have a disability yourself. Otherwise, this may apply on the day when you, unfortunately, pass on. In addition, the SSA holds that your adult child must meet the following requirements:

  • Your adult child must have had their disability onset before turning the age of 22.
  • Your adult child must have not engaged in substantial gainful work activity in any year after turning the age of 22.
  • Your adult child must not be married.

So if your adult child qualifies under the aforementioned criteria, then they may receive these payments for the rest of their life; or until their disability no longer prevents them from obtaining substantial gainful work activity.

In regards to your SSDI application, there is no time like the present to get started. So please reach out to a skilled New Jersey SSDI benefits lawyer from The Law Office of Sheryl Gandel Mazur at your earliest possible convenience.