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New Jersey Social Security Disability Law Blog

What are the different types of disabilities?

When people in New Jersey and elsewhere hear the word disability, they often have a specific image in their mind. This might be a person in a wheel chair or one that is noticeably disabled by the naked eye. The truth of the matter is that disabilities can take on many forms, impacting a person in a wide variety of ways. Some disabilities are manageable, allowing a person to lead a normal life. On the other hand, others find it challenging to carry out the day-to-day activities, making it even impossible to hold down a job.

Living with a disability can present challenges. Depending on the type of disability, an individual could seek out assistance through a program such as Social Security disability. These benefits could help an individual cover the costs of their basic needs. However, one must be suffering from an eligible disability to obtain these benefits.

Work credits and Social Security disability

Let's face it. Suffering an injury is painful. Even something minor can cause very noticeable and distracting pain for weeks at a time. Thus, when an individual in New Jersey or elsewhere suffers a serious injury, he or she is likely to endure much pain that impacts many facets of his or her life. In some cases, an injury could be so severe that it is difficult to lead a normal life and impossible to hold down a job. This can present many financial challenges.

When a person is unable to work because of a debilitating injury, this could open up the opportunity to apply for Social Security disability benefits. However, if an applicant is seeking to qualify for SSDI, he or she must prove that they are eligible. Eligibility is based on work credits. This means that one must have a certain amount of work credit in order to qualify for SSD benefits.

Helping you recover SSD benefits for a debilitating illness

We all have certain expectations and aspirations for our future. With regards to our work life, individuals in New Jersey and elsewhere believe that we will work in a field of interest, work our ways up the ladder and achieve a status that we are proud of. Unfortunately, it doesn't always play out this way, and for some, serious obstacles occur, making it impossible to obtain or maintain a job. A sudden disability caused by a serious illness can shake up our world, making it challenging to navigate.

The day of diagnosis can be hard to handle. No one expects to hear they are suffering from a debilitating illness; thus, they are not prepared to deal with what might come after. Treatment plans can impact a person's health tremendously. This can cause a person to be out of work as soon as medical intervention begins. Therefore, it is important to understand how to address the inability to work and the financial hardships that could follow.

What qualifies a person for SSD for a mental disorder?

Being diagnosed with a mental condition is shocking and life altering. As many individuals in New Jersey and elsewhere are diagnosed later in life, it can be extremely overwhelming. What is also difficult is the actual impact the mental condition has on one's life. For some, it can be so disruptive that they are no longer able to maintain a social life, do much outside of the home or even hold down a job. Such a situation can cause many hardships, especially financial.

What qualifies a person for SSD for a mental disorder? While there are a wide range of mental conditions what could qualify a person for Social Security disability benefits, the focus of this blog will be on depression, bipolar and other relative disorders.

What evidence is required when applying for SSDI benefits?

Friends, family or others may have told you that obtaining benefits from the Social Security disability insurance program is nearly impossible. It is true that many people receive denials of their initial applications, and this is due, at least in part, to the fact that the Social Security Administration remains sensitive to fraudulent claims. They tend to err on the side of denial rather than granting an unnecessary request for benefits.

In many cases, the application itself may not be what presents the problem. The evidence substantiating and supporting a disability is often lacking. Failing to include appropriate and thorough documentation could easily result in a denial. The challenge is knowing what constitutes enough and appropriate evidence.

SSD benefits following a workplace injury

For some individuals in New Jersey, he or she has been disabled since birth due to a birth injury, birth defect or a genetic condition or disorder. Others acquire a disability later in life. Specifically, a person is disabled because of an event, such as an accident. Due to the dangers faced in some work environments, a workplace injury is a growing cause for individuals suffering from disabilities.

According to the Social Security Administration, a large proportion of disability in the U.S. is caused by injuries suffered in the workplace. While state workers' comp programs can provide much need benefits and assistance after a worker becomes disabled, this is not the only program some disabled workers are entitled to and eligible for.

Understanding how much SSD benefits will be

When applying for Social Security Disability, many applicants in New Jersey and elsewhere are concerned about whether he or she will be deemed eligible for these benefits. However, some are more concerned about the benefits themselves. Will the amount received be enough to meet his or her basic needs? Getting by without the steady income he or she once had is challenging, but will SSD benefits be enough?

Based on current reports, roughly 10 million individuals across the U.S. receive SSD benefits. The amount received each month is used to cover the cost of necessities while he or she is unable to work because of a disabling injury or condition. But for those not currently disabled, they may question how much they will receive if they were suddenly injured or suffered an illness that warranted them disabled.

Spinal cord injuries and added complications

Risks and dangers exist everywhere you walk. Whether it is at home, at work, in the park, at the store or any other public place, accidents could occur at anytime. While these could be simple trips or crashes, others could be serious with severe injuries. Whether it is a serious accident at the workplace or an automobile collision, a serious injury such as one to the spine could be life altering. A spine injury is one that could leave a victim permanently disabled, requiring extensive and ongoing medical care.

Due to advancements in medicine, those living with spinal cord injuries are able to live longer, more active lives. However, a person's ability to overcome the complications associated with this often disabling injury is dependent on the severity and type of spine injury.

SSDI benefits and the need for vocational rehabilitation

Suffering a serious injury is anything but easy. Not only is the individual dealing with the event that caused the injury, he or she is now attempting to recover from the injury. For some severe injuries, taking time off to heal or seeking medical treatment is not enough. When an injury is debilitating, whether temporarily or permanently, this not only means extensive medical care but also being unable to work for this timeframe.

When an individual suffers a debilitating injury, he or she may seek Social Security disability benefits to offset the financial setbacks caused by the injury. However, the 1956 legislation that outlines the Social Security Disability Insurance program specifies certain conditions when an individual applies for these benefits. This meanssome applicants being referred to their state vocational rehabilitation program before disability can be determined.

Helping obtain SSD benefits for a mental condition

New Jersians suffering from a mental condition is serious. It is not something a person can simply, get over. For individuals to overcome the ups and downs of a mental condition, he or she may receive treatment and be on medication. While these steps might make it easier to get through the day, week, month and year, it can still be challenging to maintain a job. Thus, people living with mental conditions may seek out Social Security Disability (SSD) benefits to help ensure that their financial needs are met.

Whether it is an anxiety or panic disorder, depression, bipolar disorder, early-onset dementia or Alzheimer's disease, intellectual and developmental disabilities, learning disabilities, obsessive compulsive disorders, PTSD, schizophrenia or a childhood disability, living with a mental condition is difficult and they present many challenges. This could mean obtaining continuous treatment, being unable to leave the house or even be hired for a job.

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  • Toll Free: 877-892-0197
  • Phone: 609-207-7905