New Jersey Social Security Disability Law Blog

We all have certain expectations and aspirations for our future. With regards to our work life, individuals in New Jersey and elsewhere believe that we will work in a field of interest, work our ways up the ladder and achieve a status that we are proud of. Unfortunately, it doesn't always play out this way, and for some, serious obstacles occur, making it impossible to obtain or maintain a job. A sudden disability caused by a serious illness can shake up our world, making it challenging to navigate.

The day of diagnosis can be hard to handle. No one expects to hear they are suffering from a debilitating illness; thus, they are not prepared to deal with what might come after. Treatment plans can impact a person's health tremendously. This can cause a person to be out of work as soon as medical intervention begins. Therefore, it is important to understand how to address the inability to work and the financial hardships that could follow.

Friends, family or others may have told you that obtaining benefits from the Social Security disability insurance program is nearly impossible. It is true that many people receive denials of their initial applications, and this is due, at least in part, to the fact that the Social Security Administration remains sensitive to fraudulent claims. They tend to err on the side of denial rather than granting an unnecessary request for benefits.

In many cases, the application itself may not be what presents the problem. The evidence substantiating and supporting a disability is often lacking. Failing to include appropriate and thorough documentation could easily result in a denial. The challenge is knowing what constitutes enough and appropriate evidence.

When applying for Social Security Disability, many applicants in New Jersey and elsewhere are concerned about whether he or she will be deemed eligible for these benefits. However, some are more concerned about the benefits themselves. Will the amount received be enough to meet his or her basic needs? Getting by without the steady income he or she once had is challenging, but will SSD benefits be enough?

Based on current reports, roughly 10 million individuals across the U.S. receive SSD benefits. The amount received each month is used to cover the cost of necessities while he or she is unable to work because of a disabling injury or condition. But for those not currently disabled, they may question how much they will receive if they were suddenly injured or suffered an illness that warranted them disabled.

Suffering a serious injury is anything but easy. Not only is the individual dealing with the event that caused the injury, he or she is now attempting to recover from the injury. For some severe injuries, taking time off to heal or seeking medical treatment is not enough. When an injury is debilitating, whether temporarily or permanently, this not only means extensive medical care but also being unable to work for this timeframe.

When an individual suffers a debilitating injury, he or she may seek Social Security disability benefits to offset the financial setbacks caused by the injury. However, the 1956 legislation that outlines the Social Security Disability Insurance program specifies certain conditions when an individual applies for these benefits. This meanssome applicants being referred to their state vocational rehabilitation program before disability can be determined.