Individuals in New Jersey and elsewhere who are unable to maintain gainful employment due to health concerns may have questions about all their available options for financial aid. Two options to consider when facing similar circumstances in life may involve both Supplemental Security Income and Social Security Disability Insurance. While there might be certain differences between SSI and SSDI benefits, those in search of advice on their options might benefit from knowing that it may be possible to receive aid from both outlets at once.


Experts indicate that there are several differences between SSI and SSDI benefits. For instance, each option carries its own set of requirements to qualify for benefits and the amount one might receive through each outlet may also vary. Eligibility for each outlet could also differ depending on whether one has access to government health insurance. It may also be helpful to note that while one might pay into the SSDI program via tax withholdings, the SSI program does not function in this manner and is based on the needs of an individual.

While experts indicate that a person may be able to qualify for both SSI and SSDI benefits at the same time, this might alter the amount of aid a person receives from SSI payments. Those who receive SSDI benefits may also find it helpful to know that they will automatically qualify for Medicare. However, Medicare coverage might not take effect until 24 months after SSDI payments begin.

Understanding one’s options

Individuals who have questions about their eligibility for SSI and SSDI benefits might not always know where to turn for guidance. Fortunately, there are attorneys in New Jersey who can provide a client with advice on all his or her available options. An attorney can evaluate a client’s situation, provide insight on what to expect from the process, and assist him or her in preparing to seek the full amount of benefits achievable through the proper channels.