Individuals who have medical conditions that affect their ability to maintain employment may face a variety of hurdles while attempting to safeguard their financial futures. Upon applying for SSDI benefits, one step a person in New Jersey might face could involve the need for a consultative exam, especially in the presence of insufficient medical information in an initial claim. Knowing what to expect from a consultative exam and understanding one’s options could prove essential to preparing to protect one’s future.
Consultative exams
There could be various scenarios in which the Social Security Administration might require a person to undergo a consultative exam. The intent of this exam is to gather more information on one’s medical condition for use in the determination of a claim for benefits. Experts indicate that doctors may ask information on various topics such as a person’s medical history and condition, proceed to perform a medical evaluation and use this information to provide the SSA with insight on the possible limitations of one’s condition.
While one might be able to request that his or her own doctor perform the exam, sometimes the SSA might choose a party to carry out this task. Those who are unable to travel for the exam may also be able to request that a medical professional make a home visit. The report from this exam could have a significant influence on the outcome of one’s claim for benefits, and missing this exam might do little to help one’s situation.
Knowing the options
Individuals who are preparing to seek much needed aid via SSDI benefits may find it helpful to know what to expect from the process, but they might be uncertain where to turn for advice. When facing a similar situation in life, a person in New Jersey might benefit from retaining the services of an attorney for guidance in navigating the process. An attorney can help a client better understand all the available options and what to expect from the process and assist in preparing to protect his or her future by pursuing the full amount of benefits achievable.