From physical injuries such as broken bones to brain trauma and mental disabilities, there are many reasons why people lose the ability to work. Sometimes, workers are sidelined temporarily, while others are never able to work again. If you cannot work because of a disability, you need to look into your options. For example, some people do not recognize the differences between Social Security Disability benefits and Temporary Disability benefits.
Every disabled individual has unique financial needs and it is critical to pursue resources that help you recover.
SSDI and TDI
According to the Department of Labor and Workforce Development, the Social Security Disability program is very different than the Temporary Disability program. Unlike TDI benefits, which support workers who are struggling with a temporary disability, SSDI benefits provide long-term support to those who are struggling with a disability that keeps them from working for a long time. In order to qualify for these benefits, disabled people need to meet the requirements set in place using Social Security guidelines.
Pursuing SSDI benefits
Often, those who are disabled have a lot of uncertainty with respect to the SSDI application process. Even when one takes the correct approach, pursuing these benefits is usually very stressful and many claimants are denied. In order to increase your odds of a favorable outcome, it is smart to go over various factors that affect SSDI decisions and prepare for your interview. With a comprehensive understanding of the process and your individual needs, you are more likely to protect your financial future and move forward in life.